The problem: your time is worth more than your portfolio gains
You are a surgeon, a partner at a law firm, or a VP running a department. You have built real wealth through your career. But managing that wealth? That is where things fall apart.
Your portfolio sits across three brokerage accounts. You get market alerts you never read. You have a watchlist of 40 stocks you added months ago and never reviewed. Every quarter you think "I should really look at my holdings" and then a patient calls, a client emails, or a meeting runs over.
The financial media does not help. It takes 45 minutes to read one earnings analysis. Multiply that by the 15 positions in your portfolio and you are looking at a full workday just to understand what you already own. You do not have that kind of time, so you do nothing. And doing nothing is its own kind of risk.
The solution: hours of research compressed into a conversation
Journely runs 21 specialized AI agents behind a single chat interface. When you ask a question, these agents pull real-time market data, analyze fundamentals, evaluate technical patterns, assess risk metrics, and synthesize everything into a clear, actionable answer.
The kind of analysis that would take a human analyst two hours to prepare, Journely delivers in under 30 seconds. Not a summary scraped from a news article. Actual analysis with current data, calculated ratios, and specific context about your situation.
- Ask in plain English. No need to learn screener syntax or chart tools. Just type what you want to know.
- Get portfolio-level answers. Journely can analyze your entire holdings at once, not just one stock at a time.
- Works on your phone. Waiting for a meeting to start? Check your portfolio health in 60 seconds from your pocket.
- No context switching. Fundamentals, technicals, risk analysis, and news sentiment in one place.
What a real conversation looks like
Here is how a cardiologist with a $400K portfolio uses Journely during her Monday morning coffee, before rounds start at 7 AM.
You hold 5 tech positions making up 38% of your portfolio. Here is the quick picture:
AAPL (+12.4% YTD) -- Strong. Services revenue hit a new record last quarter. iPhone cycle holding steady. No action needed.
MSFT (+18.7% YTD) -- Strong. Azure growth re-accelerated to 33%. AI integration driving enterprise upgrades. Your best performer.
GOOG (-3.2% YTD) -- Watch closely. Search share stable but ad revenue missed estimates by 2%. Next earnings on April 24 will be telling.
NVDA (+41.3% YTD) -- Now 14% of your total portfolio. This is above the 10% single-position limit most advisors recommend. Consider trimming.
CRM (-8.1% YTD) -- Weakest holding. Revenue growth slowing to 8% and margins under pressure from AI spending. Might be time to review your thesis here.
The main flag: NVDA concentration risk. A 14% single-stock position means a 20% drop in NVDA alone would hit your total portfolio by nearly 3%.
Given your current allocations, trimming NVDA from 14% to 8% frees up about $24,000. Three options that match your profile:
Option A: Broaden tech exposure. Add AVGO (Broadcom). Similar AI tailwinds but more diversified revenue streams. P/E of 28 vs NVDA's 62.
Option B: Reduce sector concentration. Your healthcare allocation is only 6% despite working in the industry. UNH or ISRG would add a sector you understand deeply.
Option C: Defensive rebalance. Move it to your bond allocation which is underweight. BND or short-duration treasuries would reduce overall portfolio volatility.
Want me to run a risk comparison on any of these scenarios?
That entire exchange took 90 seconds
The same analysis from a traditional research workflow would require opening five browser tabs, pulling up each stock individually, reading multiple reports, and doing the portfolio math yourself. Journely does all of that behind the scenes, instantly.
Built for people who measure time in billable hours
- Portfolio health checks in 60 seconds. Get a full status on all your holdings with a single question. No logging into multiple accounts or reading 10 articles.
- Earnings prep without the prep. Before earnings season, ask Journely which of your holdings report this week and what to watch for. It pulls the data so you do not have to.
- Rebalancing guidance, not just alerts. Other tools tell you your portfolio is out of balance. Journely tells you specifically what to do about it, with numbers.
- Mobile-first experience. The chat interface works perfectly on your phone. Check markets during your commute, between meetings, or while waiting for dinner.
- Remembers your context. Journely tracks your conversation history. You do not have to re-explain your portfolio or your goals every time you open the app.
The 30-minute investor workflow
Most Journely users who are busy professionals spend about 15-30 minutes per week on their portfolio. Monday morning: quick health check. Wednesday: follow up on anything flagged. Friday: glance at the weekly summary. That is it. Consistent, informed, and sustainable.
Your portfolio deserves more than neglect
You worked too hard to build your wealth to let it sit unmanaged. Journely gives you the research depth of a full-time analyst in the time it takes to drink your morning coffee.
Try Journely free and run your first portfolio health check in under two minutes.