If you're ready to invest, how do you actually start?
It sounds simple, but think about what that question really asks: How much should go into stocks versus bonds? Which countries offer the best opportunities? Should you hold USD, JPY, or diversify across currencies?
Why We Built It
Managing portfolios across USD, JPY, and VND, I kept hitting the same walls:
- Data overload, insight drought
Every morning: Bloomberg, Reuters, Nikkei, VnExpress, Fed updates, BOJ policy, yields, VIX, currencies... By the time I finished reading, the opportunity was gone. - Research takes forever
Each trade required pulling financials, calculating ratios, checking ratings, analyzing technicals, considering allocation fit. Hours of work for a single decision. - Lost context over time
Six months later, I couldn't remember why I bought half my positions. My thesis was scattered across spreadsheets, notes apps, and browser bookmarks.
The gap is clear: Institutions have real-time data feeds, research teams, risk systems, and documented processes. Retail investors have... spreadsheets and analysis paralysis.
The AI Moment
What if AI could be your research team, analyst, and strategist - all working 24/7 just for you?
- AI agents that actually analyze
Not a chatbot giving generic advice. Our AI agents process real market data - macro indicators, volatility, credit spreads, currencies - and reason through complex multi-step investment decisions like a professional team would. - Understands YOUR context
Your capital, your currencies, your risk tolerance, your goals. The AI considers your specific situation across US, Japan, and Vietnam markets - not one-size-fits-all recommendations. - Never forget why you invested
Every thesis, every decision, every market condition at the time - documented automatically. Six months later, you know exactly why you made each choice and whether your thesis still holds.
That vision became Journely.
How We Built It
We designed Journely around one principle: AI should do the heavy lifting, humans should make the decisions.
The conversation interface lets you describe your situation naturally. "I have $50,000 USD, 15 million yen, and 500 million dong. I'm looking for growth with moderate risk." No forms to fill out, no menus to navigate.
Behind the scenes, our AI orchestrates a team of specialized agents - one parses your situation, another determines optimal currency allocation, a third analyzes asset classes, and finally specific securities are selected and validated.
Each agent has access to comprehensive market data:
- Macro indicators - GDP, inflation, employment, central bank policy
- Volatility data - VIX and regional indices
- Credit market data - treasury yields to corporate spreads
- Currency and commodity prices - real-time
- Individual security analysis - fundamentals, technicals, ratings
What Journely Does
Start with a Conversation
Tell Journely about your capital, your timeline, your goals. It asks clarifying questions if needed, just like a human advisor would. No forms, no menus - just natural conversation.
Get Intelligent Allocation
Based on current macro conditions, Journely suggests how to divide capital across currencies, asset classes, and sectors. The AI explains its reasoning at each step - not a black box.
Track Your Journey
Every investment thesis, every update, every decision gets documented automatically. Six months later, you can review exactly why you made each choice.
Stay Informed
Ask questions about your portfolio, market conditions, or specific investments. Journely has access to the same data professional investors use - technical indicators, sector analysis, and portfolio tracking.
Research Any Sector
Explore potential investment opportunities across sectors. Get AI-powered analysis that synthesizes multiple data sources into actionable insights.
Track Your Portfolio
Monitor your holdings, track performance, and get insights about your portfolio composition. Ask questions and get intelligent answers.
Multi-Currency Native
Whether you hold USD, JPY, VND, or a mix, Journely tracks everything in your preferred reporting currency while respecting each market's characteristics. No more currency conversion headaches.
What We're Building Toward
Journely launches today in beta with core portfolio construction and market intelligence features. We're building toward a future where every investor - regardless of portfolio size - has access to institutional-quality research and analysis.
Journely is that answer.